Clearline exists because the debt collection industry was built for big debts and blunt tactics, and most businesses have neither.
Our founder built and ran a British consumer business that trades with companies across the UK, Europe and Asia, and learned the late payment problem first-hand: invoices that age quietly, hours lost to awkward chasing, and an industry of collectors that either would not take small debts or handled them like a battering ram.
The insight behind Clearline is simple: businesses are surrounded by money that is legally theirs and practically unreachable, because the cost of recovering it has always exceeded the value of chasing it. The law even awards interest and fixed compensation on every late invoice, and almost nobody claims it.
Overdue invoices are the biggest pool of that money in Britain: £26 billion at any moment. AI changes the arithmetic. A £600 invoice can now be pursued with the same care, persistence and legal precision as a £60,000 one. So that is what we do.
No triage, no "too small to chase". Our automation works the whole ledger with equal persistence.
Sequences are written in your company's tone. Escalation happens only with your approval.
A published percentage of what we collect, from 8%. Nothing if we don't. Our incentives are your incentives.
Collected funds sit in a segregated client account and are remitted to you fast, with a full audit trail per invoice.
Every case follows pre-action protocol from the first letter, so if court becomes necessary, the file is already built.
Sensitive accounts, disputes and escalations are handled by experienced recovery specialists, not left to automation.