About Clearline

Relentless on the debt. Careful with the relationship.

Clearline exists because the debt collection industry was built for big debts and blunt tactics, and most businesses have neither.

Why we started

Money that is legally yours, and practically out of reach.

Our founder built and ran a British consumer business that trades with companies across the UK, Europe and Asia, and learned the late payment problem first-hand: invoices that age quietly, hours lost to awkward chasing, and an industry of collectors that either would not take small debts or handled them like a battering ram.

The insight behind Clearline is simple: businesses are surrounded by money that is legally theirs and practically unreachable, because the cost of recovering it has always exceeded the value of chasing it. The law even awards interest and fixed compensation on every late invoice, and almost nobody claims it.

Overdue invoices are the biggest pool of that money in Britain: £26 billion at any moment. AI changes the arithmetic. A £600 invoice can now be pursued with the same care, persistence and legal precision as a £60,000 one. So that is what we do.

Every debt, every day

No triage, no "too small to chase". Our automation works the whole ledger with equal persistence.

Your voice, not ours

Sequences are written in your company's tone. Escalation happens only with your approval.

Paid when you are

A published percentage of what we collect: 10, 15 or 25% by the age of the debt, or 8, 12 or 20% for subscribers. Nothing if we don't. Our incentives are your incentives.

Who we work with

Built for businesses that invoice other businesses.

We recover commercial trade debt across the UK. These are the sectors where late payment does the most damage, and where we do our best work.

Recruitment and staffing

Weekly temp invoices, end clients stretching terms, and margins too thin to carry the delay.

Weekly invoicing
Wholesale and distribution

Trade accounts drifting past terms as a matter of habit, with clean invoice evidence to enforce.

Trade accounts
Logistics and haulage

Fuel-squeezed margins against sixty and ninety day de facto payment behaviour.

Long payment chains
Agencies and professional services

Work delivered months ago, and a relationship that makes chasing it uncomfortable.

Relationship-sensitive
ManufacturingEquipment hirePrintCommercial interiorsFood supplyIf your customers are businesses, we can help. We do not collect consumer debt.
How we operate

Careful with your money, your customers and your case.

Segregated client money

Collected funds sit in a segregated client account and are remitted to you fast, with a full audit trail per invoice.

Litigation-ready by default

Every case follows pre-action protocol from the first letter, so if court becomes necessary, the file is already built.

Specialists where it matters

Sensitive accounts, disputes and escalations are handled by experienced recovery specialists, not left to automation.

The alternatives

Three ways to handle an unpaid invoice. Only one of them is designed for yours.

Most businesses choose between chasing it themselves, a reminder tool, or a traditional agency. This is where Clearline sits against each.

ClearlineChase it yourselfReminder softwareTraditional agency
Takes debts under £5,000Yes, any size, worked dailyYes, at your own costYes, but only emails themRarely, uneconomic
Who does the workAutomated at volume, specialists on judgementYou and your teamStill youTheir call centre
Cost when nothing is recoveredNothing at all on the recovery. A credit control subscription, if you choose one, is separate and optional.Your time£199 to £599 a month regardlessOften a minimum fee
Fees published up frontYes, on this websiten/aYesAlmost never
Claims statutory interest and compensationOn every debt, as standardAlmost never happensCan add a lineSometimes, at the legal stage
Protects the customer relationshipYour voice first, your sign-off alwaysYou carry the awkwardnessGeneric and impersonalReputation is the problem
Goes all the way to courtPrepared from day one, only with your approvalRarely worth it aloneNoSometimes, at extra cost

Swipe to compare

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