Upload your aged debtor report and get an instant recoverability analysis: statutory interest, fixed compensation, expected recovery per invoice, and a Companies House check on every customer. Your ledger is analysed and discarded — nothing is stored unless you ask us for the report.
Export your aged debtor or outstanding invoices report from Xero, QuickBooks, Sage or FreeAgent as CSV, Excel or PDF; any layout, we work out the columns and tell you how we read it. A scanned PDF (an image) is the one thing we read by hand: email it to us.
We look for columns like customer, invoice, amount, due date. Extra columns are ignored.
Include invoices that have already been paid, if your system can export them. Add a date paid column and we will also work out the statutory interest and compensation on anything your customers settled late. That is claimable for six years, it is almost never claimed, and it does not touch a single live relationship. Without that column we can only see what is still outstanding.
Recovery likelihood falls with age: debt under 90 days worked properly recovers at 70 to 88%; debt over a year at 25 to 45%, and less where the register shows a company in trouble. The strongest argument for acting now is on this chart.
| Debtor | Invoice | Amount | Days overdue | Interest | Compensation | Recoverable | Likelihood |
|---|
No win, no fee. We chase every invoice above, claim the interest and compensation, and remit fast. You approve every escalation.
Statutory figures are calculated, not estimated. Interest at the Bank of England base rate plus 8%, applied at the reference rate in force when each invoice became late (currently 11.75%), on the gross sum including VAT. Compensation per the Late Payment of Commercial Debts (Interest) Act 1998: £40 under £1,000, £70 to £10,000, £100 above. Every figure on this page is computed by the same engine that writes the PDF, including the Companies House check on each customer, so the two cannot disagree. Recovery likelihoods are modelled from debt age and register status; they are estimates, not guarantees.